10 Healthy Ways to Build Credit

Many of us don’t realize how much of our budget is used on the daily a.m. latte. Chris Hondros/Getty Images Although you may see it as a necessary evil, budgeting is an important part of managing finances. If your budget doesn’t balance, you can end up sinking into debt, or worse, losing your house or…

10: Cover Your Car with Advertisements Have you been driving down the road and suddenly seen a car drive by plastered in ads for potato chips or an energy drink? Maybe you thought the car belonged to an employee with the company. But a number of advertising firms will actually pay drivers to have their…

Debt Image Gallery It’s pretty easy to obtain credit, but many people have no credit history. See more debt pictures. David DeLossy/Getty Images Credit makes the financial world go ’round. That’s true for Fortune 500 companies, first-time homebuyers and aspiring college students alike. Lenders make decisions about the creditworthiness of borrowers based primarily on credit…

How to Raise Your Credit Score Dozens of things can improve your credit score, but one thing helps more than anything else: always paying your bills on time. Because payment history makes up the biggest percentage of your score (35 percent), it makes sense that you should focus your attention on that factor. If you…